Princeton Capital Blog

Good Credit Is Just As Important After Your Home Purchase

Everybody knows how important it is to have great credit when you’re buying a house. But keeping your credit good after you’ve purchased is just as critical. Letting your score take a hit after you close escrow can negatively impact you in a few important ways. Credit Cards It’s easier than you think to get into trouble with credit cards once you become a homeowner. One late or missed payment is all it takes to get your first ding. Even if you don’t have any credit cards when you buy your home, make your first mortgage payment and watch your mailbox fill up with pre-ap...

August 31st, 2017 Good Credit Is Just As Important After Your Home Purchase

Smart Home Technology: 6 Gadgets That Will Increase Home Efficiency

For bolstered efficiency and enhanced convenience, it’s worth it to equip your home with the newest technology. There are practical smart home devices that will help you save on utility costs, ensure the safety of your home and assist in home maintenance. There are also more personalized gadgets that will help you monitor health, ensure your pet's safety, and also provide multifaceted assistance in home management. Tailor your home with the right technology for you and your family. Here is a list of the best smart home gadgets you should invest in: Nest Thermostat The Nest Thermostat pay...

August 31st, 2017 Smart Home Technology: 6 Gadgets That Will Increase Home Efficiency

Mortgage Rate 101: Getting Down to Basics

Looking for a house can be exciting. Looking for the right mortgage and interest rate? Not so much. There's no argument: the financial considerations of a purchase can be confusing and stressful. Learning the basics can help you better understand your needs and give you a firm foundation on which you can build your search - but it's always advisable to speak with a qualified lender before you decide. Mortgage rates - the basics Generally speaking, mortgages can be broken down into two main types: fixed rate and adjustable rate. The difference between the two is surprisingly simple and is in ...

August 31st, 2017 Mortgage Rate 101: Getting Down to Basics

This Week’s Market Commentary

This week brings us the release of seven pieces of economic data for the markets to digest, including a couple of extremely important reports. There is relevant data being posted each day of the week except Monday, with the most important things coming late in the week. Therefore, we can expect to see a pretty active week for bonds and mortgage rates. The Conference Board will post their Consumer Confidence Index (CCI) for August late Tuesday morning. This index measures consumer sentiment about their personal financial and employment situations, giving us a measurement of consumer willingness...

August 28th, 2017 This Week’s Market Commentary

Consider Total Costs When Mortgage Rates Rise

Price is only one cost related to buying a home. Unless you are paying all cash for your home, you’ll need a mortgage loan. Rates are going up, and the terms of your mortgage loan will impact how much your home costs on a monthly basis as well as how much you pay in interest over the life of the loan. There are a number of things that impact the interest rate including the kind of loan you are getting such as FHA, jumbo or conventional, whether your rate is fixed or adjustable, how good your credit scores are, and how much money you are putting down so that the lender can lend you less ...

August 24th, 2017 Consider Total Costs When Mortgage Rates Rise

This Week’s Market Commentary

This week brings us the release of only three pieces of economic data that may influence mortgage rates in addition to the annual Jackson Hole Fed conference. There is nothing of importance set for Monday or Tuesday, but there is at least one event or report scheduled every other day of the week. Only one of the reports can be considered very important. As a result, it is likely that we will see the most movement in rates later in the week. July’s New Home Sales data is the first report of the week, coming Wednesday morning at 10:00 AM ET. This report will give us an indication of housin...

August 21st, 2017 This Week’s Market Commentary

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